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These articles are based on my 7 years of experience in HYIP's invesments.

How to Start Investing in HYIP!

This mini-guide is for an initial approach to HYIP investments to avoid compromising money losses.

I have more than seven years experience in HYIP Industry. High Yield Investment Programs still represent today one of few real opportunities to make money on the Internet. You can achieve returns and profits which can turn a modest initial investment into a significant amount of money in relatively short time, even few weeks or months. There is also a significant level of risk involved with these high earning investments. It is vital to know what they really are and how they behave.

Please, do not invest in HYIP online without the necessary knowledge!

You should consider investing in hyip as gambling, betting, lotteries. You do not have to invest your life savings, money for the family etc, you should not consider it as a serious and safe investment like those of banks or collective investments and even bonds, share investments, etc. But, in my experience, you can earn money more easily than gambling, betting and lotteries, and much faster than traditional investments, committing even very small amounts. But you can also lose as in gambling, etc, unlike banks, institutional funds, etc., which are guaranteed by law.

It must be understood that all HYIP are Financial Pyramids that pay your interest first with your deposit and then with those of the new investors, and all HYIP become Scam, sooner or later, it's only a matter of time. This happens when the Admin decides what is the best time for him, that is for example, at the end of the investment period and he must return the deposits, or when the revenue is not compensated satisfactorily the outputs. As well as, and this worth especially for Short-Term, another favorable moment for the Admin everyone, is in the moment of "Boom", i.e., when he presume that its program has made the "Full" of deposits. Knowing this, you must implement an appropriate strategy for each type of them.


The choice of the hyip.

Is very important the choice of the hyip. Only invest in quality projects with good design and quite professional operation and feedback in general (Email and Referral notifications, Banners, Password reminder, Online support, etc.), website protections, significant hosting costs and overhead costs (advertising, monitors, etc.). Hyip are virtual investments, but with real money though, and it works all that more real investment it seems. Ultimately a hyip must have at least a minimal appearance of a real investment company. Although we know that it is not this is the first necessary condition because a HYIP be taken into account for a potential investment.


The time of entry and exit.

As known all HYIP are Ponzi schemes and it is clear that getting the deposit as soon as possible is a priority, but if you jump immediately on a HYIP you may lose all or a lot because not all really allow a profit and it is very important to wait for the early development of a program. Then you must start an investment when there are better equilibrium between a calculated risk and the opportunity to make a profit as soon as there is evidence that a HYIP is paying on the main forums and reliable monitors, but not before that you have done some checks of the costs and quality of the site as above mentioned, and that there is a certain growing interest around from investors and popular monitor's admins that are along with the same forums and the best blogs the major promoters for the HYIP. This should ensure a minimum level of stability and paying period. In any case, these rules should be applied in different ways as the Time of entry according to the different types of HYIP.

The investment for short-medium term HYIP, it should be done as soon as possible, as soon as you are sure that the HYIP is paying ordinary investors, not just the monitors, or immediately if you understand that it has more quality and potential than normal, or it is a professional Admin. Such as this guideline


Short-Medium Term

2/3 up to 5/7 calendar days of life for the short-term (investment periods from 1 to 12 calendar days - high interest 4-5% up to 10% daily)
3/4/ up to 7/10 days of life for medium-term (investment periods from 14 to 42 calendar days - medium interest 2-3.5% daily)

Obviously this is a rough guideline that may have some exceptions, for example there are some Short-Term HYIP that takes a little more time to establish itself, even 20/30 days and over, often by choice, and can still be considered "Fresh" and still be valid for 2/3 reinvestments or more, depending on their plan, as normal. It's important in this regard as it evolves their presence on forums and monitors. As well as in certain cases of Changing HYIP that after a more or less lengthy period of survival rather quiet, they change their plans and often also the features and design of the site, such as Long-term and low rate to a Short-Term often with higher rate, and in effect, the date of start can be considered that of the plans change. One other important consideration and exception are to be done for those of HYIP with periods of short-medium term and of higher quality, which have a gradual growth in which you can insert an investment, maybe one or two attempts, even when you are a little bit outside time generally recommended, as above said. In any case, it is a good strategy to settle for this kind of program a 30/40% gain and don't be too gready, and then go to other fresher.


Long-Term

For the long-term (investment periods more than 40 business days - relatively low interest 0.5-1.2% up to 1.6-1.8% daily) even immediately or after 4/7 days, if you understand that it has the great quality and potential, otherwise you can wait even for 30/40 calendar days making sure that it has carried out advertising, monitors, and good references and posts on forums, blogs, etc.
We do not recommend making deposits in this type of HYIP that have 6-8 or more months of life, regardless of any other consideration because the low rate allows, at most, a small gain, while the risks are high and you must never hope for repayment of principal. Some exceptions on the timing of entry, it is possible for those of HYIP who pay higher interest including deposit, for which the BEP is rather short and the risk of losing the greater part of money is minimal.

As you can see make gains with online HYIP it is possible, but it takes a lot of experience and knowledge.


Basic Different Strategies

For each type of HYIP a different strategy must be implemented both in the choice and the entry time than for the sum to invest. One should not reinvest in programs with investment period of Medium-Term 12-42 calendar days, and try a few hits, 1/3 for Short-Term HYIP(1-10 days), based on the above analysis, sustainability of plans and also to assessment if the HYIP is under "booming" as popularity and traffic of the site, number and amount of deposits and withdrawals on forums, blogs and monitors that is the best time for admin to scam all. Consider that may be less risky with the Short-Term HYIP try an attempt with a sum greater than two with half sum. Be careful with those who propose more than 10% on which you can not apply any strategy, if not try a hit and so, if there are payments proofs on the forums of normal investors and reliable monitors. The same applies to HYIP pay for hours. You can take chances with those who have plan more sustainable, i.e. 0.2%-0.3% per hour, only you should relate the cycles and the interest paid from days to hours.

For Long Term HYIP the time of entry can be delayed much. The same considerations on checks to do, demanding higher quality and verisimilitude with real companies. The observation period can lasts 20/30 days even up to 40, always depends on the sustainability of the plans, investment in advertising that if there are not can lead to failure also the quality and expensive projects, and, of course, the usual checks on forums, blogs and monitors. For these HYIP is better a slower and steady growth.


The importance of the amount and the diversification.

Beyond all strategies, the basic principle to be applied is that a hyip Admin should have the convenience to pay you. Regardless of money that each of us has and wants to make use of it, the sums to be invested must be related with whom we are dealing, that's Scammers, and not compromising on its own, in the sense that they must induce a HYIP Admin to risk even a few lone voice negative then it will be swamped with so many other positive of payments of monitors and investors who have no interest in throwing down a HYIP. If you invest $1,000 on a single hyip is likely that you will not have a cent by most of them, if you invest $10,000 is sure that you will not have a cent, if not (maybe) by the most ambitious and reach. Often it is the entry of large sums (and $10,000 are in HYIP) let the Admin decide not to pay more and scam all. I believe that $ 400/500 is the maximum of the sums treatable in the whole HYIP industry, always referring to the quality and cost of each program.
Anyway, once you made a deposit it is important that you post at least about 3/4 main forums, links on Hyip Council in "Program Details, and 1/2 main monitors as Goldpoll.com, Hyipexplorer.com (and on mine, please), to have a deterrent effect on the HYIP. In short, do not put a condition in HYIP's convenience not pay you because the amount is too high, or that pay you or not pay you is the same thing.

The diversification

The diversification of investments in HYIPs is essential, but in my opinion should be limited to 4/7 good programs from time to time, depends on your financial budget. I am opposed to a broader diversification of 10/20, as others suggest, because it is difficult that it can stand so many good programs at the same time, in relation to the context of time safer, rather short, and for the management of the same (controls, re-investment, exit, etc.).


In Conclusion

Of course, it will then direct experience of everyone to increase their skills and expertise to a deepening and completion of this initial mini-guide, in order to apply the most appropriate strategy for each situation. If you want, you can follow our Newsletter or subscribe if you're not yet, for more insights and reviews on each HYIP which we believe is reliable and which we invest, but as in all investments types remember:

"Before thinking to earn learns not to lose!"


Good Luck with Online HYIP

(Hyip Council Admin)

Our Daily Due Diligence for the HYIP choice

The deciding factor for me in choosing reliable programs is the identification and recognition of the admin who is behind a new starting hyip. The gain of a successful HYIP, is among the tens of thousands of dollars, sometimes in the hundreds, but very rarely in the millions of dollars, then those who are most striking cases wich may end up with the actions of the authorities. This leads to the cyclical nature of the projects and the existence of a real category of professional admins. Besides these, however, there are a myriad of projects improvised, scammers cyclic, admins inexperienced or without sufficient financial budget to address the necessary investments. For these reasons, I do not invest in HYIP if I'm not sure who runs it is not an admin of an absolute experience, ambition and economic potential. Reading the forums it appears that this fact is a major concern of those who invest in HYIP, but also that very few succeed in their aim, and often is misled, it is because this world is populated by many boasters and double- crossers and because it takes a lot of experience and in-depth knowledge, not only of the whole world that revolves around the HYIP online, but also the tools of analysis and research that offer the services and Internet technologies.

But a good Admin have interest to be recognized?

More no than yes. An admin by profession, does not have the convenience to be recognized easily and to all, because any HYIP, even those who have allowed profit to those who have made his investment on right times and ways, however, leaves a load of money losses and distrust, much more consistent than it HYIP has been popular, so as to make it more difficult to repeat the successes. Sometimes they may intentionally leave some signs more or less obvious, to win the confidence of experienced investors, who can invest themselves and promote the program, but this is not frequent and sometimes counterproductive. For example, I have discarded a good HYIP overall, remitrade.com, as well as for the low accruals, 5/6 months for the balance, mainly due to the strong similarity of their plans with an old famous HYIP, Eurex Trade (eccpub.com). Nine times out of ten in fact, who barely refer to a successful programs is a fast scam. In this respect, I avail myself of my nearly 8 years of experience in this industry and in-depth knowledge of the tools of the Internet, which is not possible to explain in all the details, as well as long and difficult and also represent my professional background that allows me to have my gains to direct investment (my money) and in addition, the confidence of investors and as a result, the earnings of referral commissions and the paid advertising on the website (banners and listing). I can assure you, however, to take full advantage of all the possibilities for the identification and recognition a HYIP, which can be traced back to a particular HYIP previous. In particular, the comparison of all the IP addresses (emails, dns, server hosting, server antiddos), the script and the design-templates, the comparison between the accounts of ecurrencies, the similarity of the investment plans, the content of the texts and everything in the site, the methods and modes to conduct the program, such as promotions, emails, newsletters, etc. For this purpose I have saved a database of thousands of web pages and contents in recent years. It is logical and humane in fact, that we tend to repeat the procedures better known and already successful, although for obvious reasons of convenience, if you think for example, that with the cost of the one-year contract for dedicated hosting, ddos protection, ssl, scripts, design etc , you can run several programs of short-medium term. In the 30/40 % of cases I am able to reach the goal with certainty to another percentage you can apply the rule that the more clues are a proof. When in doubt, you can bypass even if the non-identification is a sure symptom of experienced and reliable admin, if the quality of the program confirms it. Likewise, it is very useful and also much easier to identify cyclic scammers, inexperienced admins and cheap HYIP.

(Hyip Council Admin)

Our Due Diligence for the choice of reliable HYIP

A key thing for investment in the HYIP is the choice that is made on which to invest. I rely on very precise rules, which in itself does not guarantee success, because as we all know is as important as the time of entry into the investment and the time of exit or of not reinvestment when this is possible, according to the various categories of HYIP (link 1 link2). In any case it is an essential starting point, in my experience. So, I start with assessing the quality of the site and the costs incurred by Admin, that most of the time, indicating the willingness of a project that wants to earn enough and needs some time to persistence in this particular market, and therefore have to pay the promised interest all this time. Then, I analyze the Hosting of the site, which should ensure good functionality in terms of up-time and security for a site that want to have credibility. We know of no confidence that generates a website frequently slow or down, or generally not professional. In addition, we analyze each DNS stuff and everything relating to IP, which is very important and often decisive for the identification of experienced HYIP. The verification of the script, which is to be evaluated from time to time whether it is a script customized, or verify the validity of the license, if it is standard script for HYIP, as GoldCoders or ShadowScript, for example, that have a starting costs and then the cost for the renew of the licenses for every new domain name. To avoid those who use pirated scripts or found on the internet at low cost easy prey for hackers. Same goes for the design, there are infinite at low prices and very standardized. The choice must always fall on the original design and credible, but also nice and professional, eye-catching, which consequently has its costs.

The effective quality of the antiddos security that needs to be made by well-known and efficient services (and expensive) and not from little known and low cost companies of which the same Admin are victims, which actually offer bogus services or of very low efficiency. Also important to check the effective validity of the SSL encryption. The protocol https in the address alone is not sufficient to determine whether a cryptographic service is really safe and how much. Often these services are free or very low cost or personal, other times the certificate is not properly installed, moved from another domain or not validated by a qualified intermediary certificate. In all these cases, the encryption is not secure that it does not guarantee the security of information sent, namely, account, login, password, credit card or bank data etc.

Another factor has become important recently, after the fall of LR, is the Verified e-Currency account. Those who work in this field know the need to verify his account, for the companies that require such SolidTrustPay or Perfect Money, for the various transactions necessary almost daily of sending/withdrawal/exchange, and the risk you run at being stuck with an account for these reasons. For which a verified account, however, indicates a more convinced intention to well work and last long, which we repeat for the avoidance of doubt, for a HYIP must be to remain as Paying for a certain time, to allow a gain or at least not lose or lose little, in the worst case.

Along with all this, of course, we analyze the proposed plan by the HYIP. It's preferred a certain logic and coherence of the various plans proposed between profits and the periods, combined with a good attractiveness and a certain sustainability. All this must have a good balance. For example, a HYIP which We believe has a basic plan sustainable for some cycle, but has at the same time another plan with minimum deposit enough accessible to many, such as $300/500 and a return, for example 300% after 6 days, is definitely to bypass, while may be acceptable with a high minimum, e.g. $5,000, that perhaps which is hardly anyone will do at the beginning, and it may be that the program can finish the cycles that we predicted. A well studied plan is easier that allows the HYIP to be able to return a profit. Odd and illogical plans could mean most of time inexperience and improvisation and turn many people away from investing, as well as too high percentages or too many levels of referrals almost always indicates a fast Scam.

Analyzing these basic parameters described here along with many other small equally important factors, which here would be difficult to describe, as dictated by the special "smell" that can be acquired only after years of experience also made of failures, wrong analysis and unfortunately money losses, as you are deficiencies, approximations, even minor errors, we add the classic "red flag", the number and the worth of which can make that a HYIP program is selected or discarded for both our personal investment or for the purchase of "listing" or "advertising" by a HYIP's Admins. The best quality is required for Long-Mid-Term HYIP, while you can go down gradually until you can expect a lower quality, for example for hourly-term, given the short time of operation and stay online and the different strategy that applies to this type of HYIP. For these purposes we use various internet services but mostly is due to the knowledge of our 7 years of experience that we have of everything revolves around the world of HYIP including online forums, monitors, posters, and of course the so-called "tricks of the trade". An example: I saved over the years and still continue to do so, a database of sites and information on HYIP that I frequented and which often allow me to recognize who it is, if it is a reliable Admin with good skills and resources resulting from its previous hyips, and in any event to draw lessons from the similarities, such as plans, design, script, texts, alleged investment fields, etc., as it always tends to retrace the known paths, like everyone else, and also in the changes we tend to let our signature. Conversely, when the similarities are too clearly shown it is a little more controversial and can bring to repeat some success, but more often means a quick scam.

(Hyip Council Admin)

Which E-Currencies Use For Investments In HYIPS And How To Send Money To Your E-Currency Account

Often those who are new to the world of Hyip or Forex, is rather uncertain about which e-currencies use, and who use and how in order to transfer money to an e-currency account or withdraw from it.

Among the most used e-currencies for the transactions online and more specifically for the HYIP, currently are: Perfect Money, EgoPay, SolidTrustPay and more recently Payeer. The first step is open an account with them and then buy e-currencies, that's send on your money, or directly if possible, or through the sites of the so-called "Exchangers", that are the third-party companies prepared for buy/sell and/or exchange the above mentioned e-currencies. This can be done via Bankwire, Credit/Debit cards, Moneygram, Western Union, Ukash, Liqpay and others Money Transfer System depending of your country.

I think to send/withdraw money to/from your e-currencies account is preferable to use a Wire or Credit Card transfer from your Bank or Credit Card , because the traceability and the laws governing Banks and Credit Card, and consequently those who make transactions with them, can mean greater reliability and safety of an "Exchanger". Recently I used succesfully and with low-cost and I think safe my Visa/Electron card. I used in the past the bank transfer and I never had yet the chance to use Western Union, Ukash or other Money Transfer System.

To buy/sell/exchange e-currencies, i.e. send/withdraw/exchange money to/from/between our e-currency accounts, I consider reliable these buy/sell/exchange sites which I used over the years and more recently:

To fund e-currency accounts via Bank Wire or Credit Card:
https://centregold.com/ that allows to send but not withdraw from Visa/Mastercard/AmericaExpress credit/debit card to various e-currency accounts. I used this site some time ago to successfully send money from my prepaid card Visa Electron to my Liberty Reserve and my Perfect Money account. They can also fund C-Gold, Pecunix, Paypal accounts etc.
https://www.xmlgold.eu/en/ for Bank Transfer. I used this site in the past to successfully fund my Liberty Reserve and Perfect Money account via Bank Wire. They can fund most of ecurrencies affecting HYIP.

For exchanges between e-currencies:
http://xchanger.org/
https://magneticexchange.com/
I currently use with confidence these two sites for the exchanges between PM to EP and STP and vice versa.

To withdraw money from your e-currency account:
http://e-obmen.net/ To withdraw directly from PM and EP to VISA/MC. I'm using to withdraw from PM to my Visa.
http://rchange.net/ To withdraw from PM, EP and STP to Paypal, Bank, Western Union, Payza etc. I'm using to withdraw from STP to my Paypal account.
I am using these two exchanger websites with confidence, speed and according to the convenience of the moment.

The first two are the most reputable in order to fund an ecurrency account via Bankwire or CreditCard while the following for the exchange between e-currencies and withdraw quickly and easily your money, doing everything online. However, with a little practice you can easily make various transactions you need in the most convenient way.

There are many others that allow to buy/sell/exchange or only the exchange that can be found on the websites of the same ecurrencies and with a little experience and care you can find the best solution for you among the various inter-exchanges possible between e-currencies, exchangers and various money-transfer systems.

In any case, rely choosing an exchanger to some basic rules: quality and security site (SSL, dedicated servers, protections, design and functionality etc) and the years of presence, at least 3/4 years, and their spread in the market. Do not trust anyone who offers too affordable transactions or transactions, such as exchange from Paypal to Perfect Money or other, not allowed by the same e-currencies (Paypal), while it is possible the reverse path. Avoid sites with minimal deficiency or unprofessionalism. You should always do a test before greater sums, not so much because the first is a guarantee for the second, how to test the various functions, that's the various steps or emails that they send with the feedback and details of the transaction, which show their seriousness and professionalism, in the same way as for the website of your Bank or Credit Card, for example.

A good service to inquire about the cost and reliability of the exchangers offer these sites http://www.bestchange.com and http://magnetic-money.org/en/ although in my opinion not really all exchangers listed are of sure reliability as they claim. Always keep the checks as was previously said.

Which e-currencies use?

Perfect Money
Currently the most widely used, is Perfect Money for the following reasons:
Is the most used and common and several years on the market (2008).
It has low running costs (0.5% for verified users, 1.99% for unverified users, affecting only the amounts sent).
It's very flexible and easy to use for transactions and investments and does not make it particularly difficult to get the account verified.
There are many reputable and low-cost "Exchangers" to send/withdraw money to/from your account or exchange it with other e-currencies quickly.
As disadvantage you cannot send money or withdraw money directly from your bank account or credit/debit cards, as Paypal or Solidtrustpay for example, but you have necessarily use an "Exchanger" site.
Still PM offers the possibility to send and withdraw money via bankwire with a minimum of $300 through its website but always with the intermediation of an Exchanger plus an identity verification procedure. PM has long been a viable alternative to Liberty Reserve, taking the place now, after the fall of the latter.

Solidtrustpay
It has some drawbacks with Solidtrustpay but also some important advantage. Mainly disadvantage is the higher costs, especially in view of the small amounts that are using in hyips (e.g. minimum transaction $0.50, with fixed fee ($0.20) plus percentage (1.5%) per transaction, charged on amounts received. Less flexibility in general, especially for non-verified account and become verified is rather accurate and takes a bit of time (5/10 business days), but is easily obtainable, if you send the necessary documentation properly. Therefore STP has the advantage for verified users that you can fund your account and withdraw from it directly from your Credit card and Bank account. It can be very useful, for example, to withdraw money to your Credit Card by this step: from PM or EP to STP and then to your Credit Card or Bank account, as an alternative solutions without the use of the above mentioned exchangers.

EgoPay
EgoPay is pretty new and kind of a middle ground between these e-currencies though more akin to Solidtrustpay, especially in costs (fixed fee ($0.25) plus percentage (1.5%) per transaction, charged on amounts received, with minimum transaction $1.00), while it is not required the account verification allowing some anonymity, that it may be convenient running HYIP.

Payeer
An interesting alternative that is emerging in recent times is Payeer, for about a year in business. Payeer is both a Payment System, such as Perfect Money, that an Exchanger. Currently you can directly recharge your Payeer account and also EgoPay and OkPay, for example, via Credit Card, at very affordable costs, and you can then also with a very competitive rate, transfer money on Perfect Money. Payeer is increasingly used in HYIP and the only question is that it is still too new operational and therefore not yet reliable with absolute certainty but I would say that my Due Diligence about Payeer is positive and the success it is having confirm this.

As we have seen in all these years, several ecurrencies were born and then vanished after 1/2 years with the money of the customers. Usually 3/4 years is considered a safer time on the Internet. However, it is best to always limited transfers for all these exchanges, also keep the bare minimum in these e-currencies, and transfer as soon on more secure accounts as Paypal, or better yet our Credit Card or Bank.

Finally, I think is better to avoid using Paypal in direct investments in Hyips, there can occasionally be some, precisely because of the severe characteristics and constraints of this popular e-currency which is not too suitable for this type of investments.

Please, email us if you need more info. http://www.hyipcouncil.com/?a=support

(Hyip Council Admin)

Other Internet Articles:

The following articles on which I based my initial approach to HYIP's investment have been found on the Internet. They represent some other points of view in this type of online investment.

Hyip selection and basic strategy

About the HYIP

HYIP, or High Yield Investment Programs are exactly as the title implies. They can achieve returns and profits which can turn a modest initial investment into a significant amount of money in 3-6 month and even in 1-2 year time spans. There is also a significant level of risk involved with these high earning investments. It is vital to learn how to understand and manage risk. The Internet has drastically increased the accessibility of the knowledge on how to manage risk with these investments. More importantly the Internet makes it possible for you to access a huge range of high performing investment groups and clubs that previously an average investor and small investors had no way of accessing. If you take time to learn the basics of success in the HYIP world you have the opportunity to achieve serious gains in your investment portfolio. This is where we come in. We have studied HYIP strategies of others for some time and tried out many ourselves. We now have a system that consistently works for us, what’s more we can offer you tips on HYIP's we have invested in on a regular basis. All we get from this is website traffic and related advertise revenue when you follow our pages and links. We have no other financial interest in any HYIP other than as an investor.

HYIP Selection

Excellent web page, non-template Well-developed description of business activity & plan
Evidence of actual business activity
Evidence of business and staff experience
Has prompt or auto payment system
Has flexible compounding/non-compounding options

To succeed with HYIP investments you most know where and when to invest. We are constantly searching the net for new HYIP opportunities. Once we identify a potential HYIP we put it through a rigorous evaluation and due diligence process. This involves about thirty different aspects that we check and score. This process eliminates the large part of all HYIPS which don’t meet our criteria for selecting HYIPS with a fair chance of success. Success is requires that the HYIP is not just a PONZI scheme and not a scam and that it will pay back your investment and at some profit before you leave the program. We are constantly searching for the very rare HYIP that is in fact stable an long term real business, because this is where the real profits come into your portfolio. Some of the crucial factors that are weighed in our criteria system are the website quality, evidence of business activity and business plan, evidence of experience, evidence of company structure, efficient payment and accounting systems, size or scale of operation and possibly the most important indicator realistic returns. Most real HYIPS on the net or off the net do not exceed 3%/day returns and in fact this is a very high level that warrants a cautious approach. Returns promised over 10% day are not realistic and indicate a type of pyramid game or a rip off. We suggest you regularly check our portfolio for recommendations on which HYIPS we are investing and recommending that you consider. Once a HYIP has met our criteria, the next step is to consider Timing. This is crucially important and an important aspect in managing risk. Basically we plan a re-evaluation or withdrawal date for all our investments. We derive this from analyzing a number of factors about the HYIP. Our system has been derived from tracking hundreds of HYIPS and their life time and performance. If in our analysis a HYIP is judged not likely to return our investment and a profit then there is no investment. Likewise for some HYIPS we will take advantage of ‘compounding options, while for other we will not. The same holds for re-investing in a HYIP after your first investment has successfully paid off. We look for HYIP that achieve stability and long term performance and thus security. We suggest you regularly check the info in our website.

Two Key Portfolio Strategies to manage risk and increase returns.

1. Diversify This is the big one.
Always spread your investment across at least 5 investments. We also diversify between types of HYIPS and the type of business activities they are engaged in. This rule is directly related to the reality that in high yield investing there is real risk. Even when you have selected the best performing and honest HYIP programs some will still fail simply due to the risk that is involved in high return business activity. If you do a few calculations you can figure out why diversification is essential. We have done many of those calculations and have thoroughly trialed our strategy of diversification and it works. You will see one of the investments in our portfolio fail from time to time, but the overall gains that are being made easily make-up for this occasional loss.

2. Get investment and modest profit asap.
This is a straight forward rule that is vital and helps to offset the reality that most HYIPS have a limited life span. Also once you get your money back and a modest return then it is possible to consider using compounding options for longer periods etc. and you are then getting very high returns based solely on your profit not your capital or own funds. We seek out these situations as they can produce amazing returns

3. Utilizing Compounding Options.

"The Greatest Mathematical discovery of all time is compound interest" - Albert Einstein

Using the combinations of strategies we have developed and our portfolio recommendations it is possible to achieve in excess of 1,000% return/year. This probably sounds completely unrealistic. We suggest that the best way for you to understand this is to take an example and do the calculations for yourself. Check out the free calculator software that you can download, see our HYIP calculator recommendation and then take an example from our portfolio and calculate for 6 months or 1 year what will happen if you select a 0% compounding option until you get your investment and say 15% back, and then select 100% compound option until the end of the term of the investment at 6 months or 1 year. You will immediately see the huge potential earnings. This is a major strategy in our portfolio. Summarized we seek to find the safest HYIPS that are involved in real business activity which achieve stable long term status and offer the option to daily compound returns. We protect ourselves in these long term positions by diversification and by getting initial investments back as soon as possible. High Yield Opportunities and Managing Your Risk We make every effort to reduce risk in managing our portfolio. This involves considerable research on our part. We have carefully diversification and risk management strategies that we follow for each category of high yield opportunity that we get involved with. However in the world of high yield investments failure of business plans and strategies does regularly occur. Our challenge is to analyze opportunities successfully and search out the opportunities that are real and profitable businesses and have honest management. We hope our opportunity information and analysis is helpful and profitable for you but we need to state clearly that high yield opportunities are high risk. You should not invest money that you cannot afford to lose. Development of your own risk management and diversification strategy is vital to success.

(Internet article)

HYIP Technical Analysis Theories

This article addresses the idea of applying technical analysis to HYIP. Applying such analysis requires extensive research into past programs and significant programming. The purpose of this article is to present the concept and not the actual methods.

In the HYIP arena, the term "due diligence" is thrown around a lot. It is understood that research into a program must be done before investing. Ideally this would involve talking with the CEO/limited partner (they do have a business structure right?), seeing screenshots of trading accounts, and other proof of actual investment holdings. What if this information is not available? What if the site appears to be a simple scam? Avoid it and move on right? Not necessarily. It is well known that the vast majority of public HYIP are scams. You can still make money investing in scams, so long as you time your investment correctly. This can be done through fundamental and technical analysis.

In the stock market, fundamental analysis refers to researching a company's business plan, earnings reports, press releases, etc. After analyzing this information an investor comes to the conclusion that the company should see increasing or decreasing stock prices and trades accordingly. Since this information isn't generally available for HYIP, fundamental analysis is a bit different. This includes due diligence, researching domain and hosting information, reading reviews on HYIP listing sites such as HYIP-Navigator, and support provided by the HYIP itself. While fundamental analysis is an important step in the process of HYIP research, it doesn't provide the whole picture. Domains can be registered anonymously, reviews can be faked, and site admins can make up information. Where do you go from here? Technical analysis.

Technical analysis refers to numbers and mathematics. By tracking past performance technical analysts hope to predict the future of an investment. There are volumes about applying technical analysis to stocks. So how do you apply it to HYIP? A HYIP is a very different investment vehicle than a stock. Stock prices rise and fall and such price fluctuation is tracked on a stock market. The key is to "buy low, sell high." The key to HYIP is to "invest early, stay late." You must time your investment early enough so that you generate a reasonable profit before the program collapses.

To apply technical analysis to HYIP requires past performance tracking. How can you track a program that just opened? Simply, you can't. You must compare it to other similar programs, otherwise you will be comparing different things and your results will not be accurate. The more programs it is compared to the better. So what should be compared? Previous program lifetimes, site scripts, templates, hosting, and owners. For example: If the average lifetime of similar previous programs is shorter than required to make a profit your risk will be very high. If every program running a certain script or hosted with a certain provider turned out to be a scam, the probability of the new program being a scam is extremely high. Incorporating these factors can be used to generate a risk level chart. Remember, the goal is to find the key point to invest in a program. You want to calculate Risk VS Time, and invest at the time where risk is lowest.

The current program is compared to previous trends to determine the optimal investment time. An important thing to consider is that trends frequently change. The trend for one period may not be the same as another. HYIP in 2011 may have been run differently than HYIP in 2012. Another thing that must be considered is that many scams are run by the same people. They know what puts the most money in their pockets. They frequently follow the same format, such as using the same script, offering similar returns, etc. This provides very good trending data. So long as you follow the correct period, trends should allow some excellent timing data.

(Internet article)

HYIP Overview

The three kinds of HYIP and our related investment strategy.

Generally, high yield investment program means any investment vehicle that returns more than an ordinary bank deposit does. More specifically, it refers to those investment programs that yield anywhere from 1-100% a month. Most HYIP yield 7-60% a month, with the programs yielding above 60% questionable and those below 7% a bit unattractive. For that purpose, we focus our view to those programs that return 7-60%/month although we do recommend programs with returns outside that scope with an appropriate, particular strategy.

Based on how the returns are achieved, there are primarily three kinds of HYIP.

Low and stable payers (Pays between 2-7% per week, 8-30% per month).
The first kind of HYIP achieve returns from trading financial markets, such as the stock markets, currency exchange markets (FOREX), commodity markets, futures and options markets, etc. The main features of the programs in this category is that yields are variable and, above all, based on the performance of trading, or even fixed-income (often a little less profitable as i.e. 0.3-0.5% per trading day). Most HYIP in this category pay weekly or monthly returns with variable rates. Their lifespan is often longer then 2/3 year, so we suggest a strategy of compounding in these terms:
You can invest a sum of money as you want and then compound half of your returns until you get back your principle. Once you have recovered your principle continue to compound/reinvest but this time at a rate of 60-70% of your returns. If the program sticks around, you should be able to profit quite a bit. Once you receive 250% return we recommend that you stop compounding and you can also exit from the investment or reinvest based on terms of plans, program lifetime and other parameter as Alexa traffic, discussion and reference on forums and monitors, their announcement like conferences, become private, increased interest, etc.

Mid-range paying moderately secure program (Pays 8-15% per week, 30-60% per month).
The second type of HYIP obtain returns from business activities, such as venture capital investments, sports betting, high yield loan arrangements, real estate investments, etc. Most of those programs pay daily returns and also weekly or monthly although and the rate of return can be variable or in most cases, fixed. We have found that some of these company are a mixture of both Pyramid scheme and investment program, or especially those who pay the highest returns, just a Ponzi's scheme. Their lifespan is shorter (1/2 year). In this case we recommend you compound only 20/30% of your returns until you get your principle back, then you simply stop compounding and you can reinvest 2/3 time based on terms of plans and then just let the program run it’s course. Of course is very important take into account the lifetime and other parameters as above.

High risk HYIP (Pays Over 17% per week and over 65% per month).
The third type of HYIP does not achieve any return on capital at all. They are able to pay members because they use new deposits to pay interests to old deposits. Those programs are generally known as Ponzi schemes. Since no investment or business activity is involved, no real profits are generated. The transactions are simply a matter of redistributing the capital from those invested later to those invested earlier. The main characteristics of this sort of programs is that it inevitably fails from several weeks to some months. Another characteristics is that the returns can be quite high (2% or more a day) and with many paying daily or weekly even in no trading days. Many investors prefer this types of HYIP and in fact the overwhelming majority of HYIP out there belong to the third type. Even those programs claiming to be in the first or second category and producing solid evidence to support their claims will be found out to be actually Ponzi schemes. However, you can invest and make money with these programs most of the time using the right strategy. We suggest this:

Successful Strategies for HYIP of high risk!

1: Get in Early. Given our stated belief that all High Yield Programs are based on the Ponzi model, therefore it makes sense to believe that every program already has a "use by date" fixed to it.. it will fail and every day that we are undecided to join and invest our money we are one day closer to losing our money! It becomes important therefore to consider the life of the program already at the point when you join.. Join too early before it has proven itself and you just leave yourself open to scam after scam.. yes, I have rushed to join new programs that on the surface met all my criteria to find the admin had no intention of paying out any money and all of us who rushed to join lost our shirts! The subject of when is not too early, or too late is full of conjecture.. so you must take the time to investigate all programs before you join to make sure.. the plans on offer make sense, they are paying, answering support tickets, attracting new paying members everyday.. again, be guided by what you know, what you feel, and what others in forums and blogs are saying.. but be careful of what I call the "$5 cowboys", who never put in any real money and fill the forums with every cash out for 10 cents they receive.. these "$5 cowboys" are easy for admins to keep happy but that does not mean when you add your $1,000 to the program your cash out requests will be handled the same!

2: Get in Big. Once your decision is made to join and invest into your chosen program there is no point doing a test run.. why? because if you have completed your research then by doing a test run with a small amount that just takes you that many days closer to "fail date".. At the point of joining and upgrading with your already decided amount is critical.. in the HYIP world once a program goes down it goes down fast (overnight)!

3: Get your initial investment out as soon as possible. Cash out cash out cash out!! Should be your only thought until you are in profit.. DO NOT rethink and add more money to the program later because again you are just leaving yourself at greater risk each day as you come closer to "fail day"!

4: After 3 points above re-invest a proportion of your profit. The reason you invest money into High Yield Programs is to make fast money.. once in profit now you consider your next step! If the program met your needs, did not have any major issues while you were cashing out and you believe that the program still has legs for weeks, maybe months to come then consider re-investing some of your profit (not putting back any of your original invest money) back into the program.. Some use the 50/50 model.. cash out 50% per period and re-invest 50% of your profit If you see the program lasting for the foreseeable future then consider the 80/20 rule.. Re-Invest 80% of your Profit.. Cash out the 20%.. and so on!!

5: Cash out as often as possible! Whatever you decide above make sure every cash out period.. daily, weekly or monthly that you are cashing out part or all of your profit back to your Payment Processor! Money looking back at you from inside any program is worthless unless it gets translated into Cash in your Alert pay, Liberty Reserve, Perfect Money etc. account.. only then can you say "I MADE MONEY in this Program".. not before!

Follow the 5 simple truths above and you are ahead of 99.9% of everyone else involved with High Yield Programs!

(Internet article)

How can you make a program successful?

Each program, being a pyramid or not, in any case depends upon the rate of its popularity. Upon the finds invested in it etc. It is an axiom of any business. And we state that the success of the program depends upon every investor. Yes, you have tool which can help you easily get a profit by means of HYIP. If you want to know how, go on reading.

There is a kind of stereotype which is deeply rooted in investors conscience. It’s so habitual and ancient, that most of you even don’t recognize it. I think, it may derive from a sense of fatalism, which brings all of us to gambling games, this is the feeling that nothing depends upon you, and there’s some force that will make everything for you.

In fact, this opinion is wrong, and you do influence the situation. Of course, you cannot rule, and of course, you need to obey some circumstances, but agree that you will be more patient in case you realize that there are things that depend upon you in this changing surroundings.

At first, remember the referrals. You understand that this is an important aspect of program’s functioning, and it serves definite purposes. Indeed, it may influence the work of the program. Of course, many may say that the program should work regardless of these terms, as it is put in the agreement, signed by the program and investor. But let’s be realists. If administrator is the only person who acts, and the program is not honest, you cannot hope for more or less serious profit. So… act.

As soon as we speak about the game, let’s obey its rules. You should work to make your program successful. And you needn’t lie and cheat somebody, you just have to express your opinion honestly, thus helping other investors of the same program adequately evaluate their chances. To do it you need to be more active on forums.

You should vote for the program. Never forget to visit the forums where the problem is discussed. You may get aware of the first problems and express yourself, and this will surely increase the program’s rating. If the rating grows, you will surely receive your profit. It must be interesting for you.

Program’s news and updates are worth much attention in any case. This is your chance to be informed about all relevant information. Information helps you to make you strategy flexible enough to succeed or to have minimal losses in case of failure. In case you are signed up to a program’s newsletter you don’t need to seek for any news and reports or rumors on forums, where you often cannot tell the truth from a lie.

Never lose your chance to support a positive image of the program, if you are sure in it. If you are not sure – then why invest? You needn’t to say everywhere that this is the best program. Expressing yourself will be enough. It should be positive, once you have already invested in this program. Just tell why you invested in it. Maybe your reasons turn to be attractive for someone else, and then you get referrals. These referrals will serve both for you and for benefit of the program.

Thus, your profit depends upon you in many respects. In 80% of cases this rule will be valid, and you will receive what you want long work of the program and stable benefit. And in 20% this investment brings you loss in any case. So, go and try.

(Internet article)

 
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Rate: 40-65% revenue Period: 30-90 Days Referral: 5%-2%-1%
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